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Infinite Banking Concept Wikipedia

Published Mar 18, 25
1 min read
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It feels like the name of this idea changes as soon as a month. You may have heard it described as a perpetual riches approach, family banking, or circle of wealth. Whatever name it's called, unlimited banking is pitched as a secret means to develop wealth that just rich individuals find out about.

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You, the policyholder, placed cash into an entire life insurance coverage policy via paying costs and purchasing paid-up additions.

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The entire concept of "banking on yourself" only functions because you can "financial institution" on yourself by taking finances from the policy (the arrow in the chart over going from whole life insurance policy back to the insurance holder). There are 2 different kinds of car loans the insurance provider may provide, either straight acknowledgment or non-direct acknowledgment.

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